CCJ
Removal Self Help Kit
The DIY way to Credit
Repair
Credit Repair UK
Finance industry insider reveals in easy
to follow steps how to use government legislation to clear your
credit rating and get your loans and mortgages at the cheapest
rates.
Geoff Hibbert of Credit Repair UK has over 30 years working
knowledge and expertise in the UK finance markets. As a
recognised personal finance expert Geoff has made a living
helping clients keep their credit record clean and to manage
their debts.
30 years in the business builds up a tremendous knowledge of
government legislation and now for the first time ever Geoff
has decided to share some of that knowledge so that you can
take advantage of the legislation available to clear your
credit rating and take advantage of the best rates for finance
products.
Using the CCJ Removal KIT can save you tremendous amount of
money by clearing up your credit rating and enabling you to
qualify for the best interest rates.
Current personal loan rates run fro 6.45% with a
clean credit record to 20.9% for the same loan with CCJ's
registered.
A £10,000 loan over 7 years at 6.45% is
£148.25 per
month with total pay back of £12,453.20
The same loan at 20.9% is
£227.51 per
month with a total pay back of £19,111.07
The difference is a massive £6,657.87.
The kits are simple straightforward and above all written in
plain English and come with a mind blowing guarantee.
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Hey, A big thanks to all at Credit Repair UK. With
the aid of the DIY kit for removing county court
judgements I managed to have 3 CCJ's removed in
less than a month. When I went back to my mortgage
broker for a quote it turned out at £196.75 cheaper
than when the CCJ's were on my record. |
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Pamela Wilkinson-Flitcrof
Secretary, Manchester
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I really can not thank you enough, I managed with
the DIY Credit Repair Kit to completely clear up my
CCJ's. i can go out and get the new car now
Cheers. |
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Mohammed Aslam
Taxi Driver, Coventry |
How do I know if my CCJ is
removable:-
When the plaintiff sues you through the courts to get a CCJ
then certain rules have to be adhered to and if any one of them
has not been followed properly then the CCJ can be put aside,
here are a few of the main reasons for CCJ's to be put
aside:
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If you were not given 28 days notice in order to
pay the CCJ? |
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If you were not living at the address when the
summons arrived and CCJ hearing took place. i.e.
you knew nothing about it. |
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If you took out a loan or any form of credit you
would need to be in receipt of the Default Notice
before receiving the CCJ summons. |
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Did you receive the CCJ summons? As they are not
sent by recorded mail. If not this is due
grounds. |
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Were you able to attend County Court and defend
yourself? You have a right to a defense if you
could not this again may provide grounds. |
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The CCJ should not appear on the credit files if it
was paid up within 28 days. If you agreed to settle
'out of court' with the plaintiff or you paid
within 28 days you should not have received a
CCJ. |
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If you did not receive any notification of the CCJ
made against you, then you can appeal. |
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Did you agree with the full amount of the CCJ at
the time, but now only agree with part of the
amount if you can prove this the this could provide
grounds. |
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Was the CCJ taken out against both yourself and
another person jointly. If this is so, did you both
receive your summons?
It could have been that you were away from the time
between the issue of the summons and entry of the
CCJ? |
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Did you receive the CCJ summons on time for you to
apply to the court. You have 21 days to reply to
the court. If the summons was 21 days late then the
CCJ would have already been taken out against
you? |
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Did somebody use your name or address to obtain
credit, which resulted in a County Court judgment
without you knowing if they did the CCJ could be
removed |
That's quite a list and a surprising number of judgements
fall short in at least one place within in it and that believe
me is all that it takes.
Ok So what do I get for my
money?
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Details of where to get your credit report. |
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How to find out by who and when the CCJ was
registered. |
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Letter templates for each stage of the
process. |
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Clear Concise step by step instructions. |
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Downloadable court forms. |
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In fact everything you need to remove CCJ's from
your credit file. |
This sounds like powerful stuff,
what does it cost?
So then what are you expecting
£99.99 nope
its not that much, £74.99 ha!
wrong again still to high, £49.99 you
gotta be kidding, your still way to high.
Look, we know that this works so right
now we are going to make two crazy offers. The first is a mad
mad price and the second is a guarantee that should see us
classified as clinically insane.
OK here goes !!!
The price is JUST
£29.99!!!!
Now if that's not enough
here is the insane guarantee:-
If once you have bought the do
it yourself pack you feel that you can not do this yourself
then we will give you a massive 25% discount
on our top level legal team doing the job for
you. Yes that's right 25% off the CREDIT
REPAIR UK legal team doing the job for you if
"you" can't follow the
instructions.
The only conditions to this
guarantee are that you use it within 3 months and that you do
not ask Credit Repair UK to remove a CCJ after you have
attempted yourself.
The
guarantee is for those who feel they need help not for those
who have botched the job up.
Ok
I'll buy the kit
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